We’re glad you’re here.
Our Money Philosophy: Personal finance is (of course) personal, and we don’t see it as our place to judge your priorities or money values. Instead, we focus on a healthy money philosophy and best practices to make the most of your money!
Save Your Hard Earned Money
3 concepts to follow:
Pay yourself first. Automate and transfer your target savings amount to an IRA or high yield savings account before you spend your paycheck.
Figure out your money priorities and cut out what you care about least.
Prepare for emergencies. Make sure you have an emergency fund for at least 3-6 months depending on your personal situation.
Investing—We Know it’s Daunting, But We’ll Break it Down
3 concepts to follow:
Invest in assets you understand (ETFs and mutual funds are most beginner friendly) and keep building your knowledge from there!
Sites You Should Bookmark
Books We Recommend
The Random Walk Guide to Investing by Burton Malkiel - One of the first personal finance books Emily read. This ten-point plan is easy to digest and is aimed for the novice investor.
The Simple Path to Wealth by J.L. Collins - JL Collins is a thoughtful writer and admired in the FI community. Inspired to demystify investing for his daughter, he’s created simple approaches to managing money and investing.
The Little Book That Beats the Market by Joel Greenblatt - This is a simplified version. Anna is a huge fan of this professional investor and recommends his full book to everyone.
Quit Like A Millionaire by Kristy Shen & Brice Leung - 2 leaders from the FIRE movement who quit the rat race forever using the 4 percent rule and the Yield Shield. Shen retired with a million dollars at the age of thirty-one.
We are excited about the transparency of this initiative — we hope it sheds light on job negotiations and shows young people that building a career, like anything, is an individual choice and journey. Read our series here.
As this series is ongoing, we are always looking for contributors (anonymous or not).
Be sure to add our newsletter to your inbox, so you don’t miss it.
See you next week!
Want to reach us? Drop us a message at email@example.com.